Compliance-first • Verification required • Clear processing

Cross-border payments, built on compliance.

Ciona Armada is a concierge-style gateway for verified customers who need structured cross-border payment assistance. We don’t process anonymous or unclear transactions—only documented, legitimate use-cases.

KYC
Identity & purpose verification
AML
Risk-based screening & documentation
Privacy
Minimization & secure handling

What we help with

  • Education-related payments (where permitted by applicable laws)
  • Documented family support transfers (case-by-case)
  • Business payments with invoices/contracts (case-by-case)
  • General guidance on required documentation
Important: We do not assist with circumventing capital controls, “hawala/hundi” type activity, or any form of money laundering. If a request cannot be verified and documented, it will be rejected.

How it works

A simple, professional flow designed to protect customers and the business.

1

Request

Send a verified request with basic details (purpose, amount range, destination country).

2

Verification

We collect KYC + supporting documents and run risk-based screening.

3

Review

We confirm whether the transaction fits permitted categories and documentation standards.

4

Execution

If approved, we proceed within policy. If not approved, we decline and explain what’s missing.

Target corridors

Initial focus based on where Pakistani families and students typically need support.

Pakistan → UAE
Verified cases only
Pakistan → UK
Verified cases only
Pakistan → EU
Verified cases only
Pakistan → Canada
Verified cases only
Pakistan → USA
Verified cases only

Availability depends on licensing, banking relationships, and applicable legal/regulatory requirements.

Compliance & verification policy

Clear rules = faster approvals for legitimate customers.

Minimum verification (KYC)

  • Passport or government photo ID
  • NIC / national ID (where applicable)
  • Selfie / liveness check (if required)
  • Proof of address (when required)

Purpose documentation (examples)

  • Tuition invoice / admission letter
  • Rent/lease agreement & landlord details
  • Medical invoice (where relevant)
  • Business invoice + contract + shipping docs (case-by-case)

Zero tolerance for wrongdoing

Ciona Armada does not support money laundering, sanctions evasion, fraud, forged documents, or any activity intended to violate applicable laws or regulations. We may refuse service at our discretion.

Note: We do not make threats about visas or watchlists. We simply follow policy and, where legally required, may file reports or cooperate with competent authorities.

Start a verified request

Send a short message and we’ll reply with the exact document checklist for your use-case.

Tip: Use a dedicated business email/domain mailbox later. For now this is a placeholder.

Response standards
  • Clear checklist provided
  • Document review (case-by-case)
  • Approval/decline with reason